Monday, November 15, 2021

PART- FIFTY SEVEN









  • BANK/CHEQUE/CITY/ PAYEE/
  • DRAWER./
  • DATE/ MONTH/YEAR/ RUPEES/ WORDS/ FIGURE/
  • BEARER/ SAVINGS/ ACCOUNT/ CURRENT/ NUMBER/ ADDRESS/ PIN CODE/IFSC CODE/PAYABLE/ AT
  • ALL/ BRANCHES/ SIGNATURE/ NUMBER/
  • MULTI-CITY/ AMOUNT/ ALTERATION/DIFFER/
  • AUTHENTIFY/ OR/ ORDER/ CROSSING/ ENDORSE/
  • NEFT/RTGS/TRANSFER/NET BANKING/ DEBIT CARD/ CREDIT CARD / VIRTUAL DEBIT CARD/
  • DEPOSIT/ WITHDRAW/ CURRENCY NOTES/ COINS
  • BENEFICIARY/ NOMINEE/EITHER/OR/NOMINATION FORM/LOAN/ OVERDRAFT/ SAFE DEPOSIT VAULT/
  • RENT FOR ONE YEAR/ ADVANCE/ MARGIN/INTERST/
  • OVERDRAFT/ATM/
  • XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

National Electronic Funds Transfer (NEFT)

What is NEFT?

  • The National Electronic Funds Transfer (NEFT)

  •  is an electronic payment system

  •  that facilitates direct one-to-one payments

  •  across the country.

  •  Using this facility, 

  • you can electronically transfer funds

  •  from any bank branch to any individual

  •  having an account with any other bank branch

  •  in the country

  •  that is a part of the NEFT scheme. 

  • You can also make NEFT transfers

  •  using digital modes of internet banking

  •  and mobile banking.

  •  

What is RTGS ?

  • The acronym 'RTGS' stands for

  •  Real-Time Gross Settlement.

  •  Simply put, it is the process of continuous

  •  (real-time) settlement of funds,

  •  which occurs individually, on an order by order basis,

  •  without netting. In other words, your request

  •  to transfer

  •  or settle funds is carried out immediately,

  •  instead of the same happening

  •  in batches (as is the case in NEFT).

  • XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

  • Which is your bank?

  • In which city it is there?

  • Do you have a cheque book?

  • Who is  the payee?

  • Who is the drawer?

  • On what date did you issue the cheque?

  • In which month and year it is issued?

  • In which currency is it issued?

  • Did you write the amount in words?

  • Did you also fill up the figure column?

  • Is it a bearer  cheque or  an order cheque?

  • Do you have a savings account?

  • Do you have a current account?

  • What is your account number?

  • What is the address of your bank?

  • Is the cheque payable at all branches?

  • Did you sign the cheque?

  • Do you know what is a specimen signature

  • Do you have a multi-city cheque?

  • Did you alter the date, month and year in the cheque?

  • Did you authenticate that alteration?

  • Did you cross the cheque?

  • Did you endorse the cheque?

  • How can you transfer funds?

  • Who is the beneficiary?

  • PLEASE TAKE YOUR DIARY OR A PLAIN PAPER AND 

  • ANSWER ALL THESE QUESTIONS.
  • DO NOT TRY TO ANSWER ON LAPTOP/MOBILE /CELL-PHONE/ OR EVEN I-PAD.
  • THERE ARE MANY CROOKS  HERE WHO PLAY MISCHIEF IN OUR LIVES AND MAKE OUR LIVES MISERABLE.
  • SAVE YOURSELF  FROM THESE CROOKS.
  • NEVER GIVE A CHANCE TO THEM AT ANY TIME
  • ALL THE ABOVE QUESTIONS ONLY FOR INFORMATION AND NOT FOR PUBLIC INFORMATION.USE YOUR DISCRETION AND SAVE YOURSELF.BE ON GUARD AT ALL TIMES WITH YOUR BANKING TRANSACTIONS.




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